This spreadsheet will help you calculate what items you need to include in your initial start-up investment, whether you already have them or need to buy them,What they cost, when you need them (this will be helpful when you come to calculate your cash-flow).

This spreadsheet will help you to record and analyse receipts made by your business.

This spreadsheet will help you to prepare a projected profit and loss account as part of your Operating Budget, in a format suitable for inclusion in your Business Plan.

This spreadsheet will help you to analyse the overheads your business is likely to incur, in a format suitable for inclusion in your Business Plan.

This spreadsheet will help you to prepare a projected cashflow for your business, in a format suitable for inclusion in your Business Plan.

This spreadsheet will help you to estimate your business' likely sales and gross profit, in a format suitable for inclusion in your Business Plan.

This spreadsheet will help you to record and analyse petty cash expenses for your business.

This spreadsheet will help you to record and analyse payments made by your business.

Below is a one page investment teaser that can be used to excite a potential investor. If all the salient facts can be recorded in this form, it means that there is a clear and cohesive understanding of the business that is capable of being communicated.

While banks and other financiers are in the business of lending and providing myriad forms of financing, they tend to shy away from start-ups, considering such enterprises risky. In the case of firms that provide services rather than products, they are even more unlikely to take a chance.

This spreadsheet will help you to summarise three years' projected cashflows for your business, in a format suitable for inclusion in your Business Plan.

Bootstrap financing can be one of the best and most inexpensive routes an entrepreneur can explore when raising capital or indeed reducing expenses. In effect it's internal funding and utilizes unused opportunities that can be found within your own company by simply managing your finances better.

You always hear that you should develop a relationship with a bank and like all relationships you have to be conscious of the needs of the other party. At the early stage of the business, capital is a key requirement - so as well as basic banking needs some sort of debt financing may be needed such as working capital or asset finance.

What amount of money is needed? How will the funds be used? What interest rate (lending) or return on investment (equity) is the business able and willing to pay? What risks is the business willing to take on for the funding - loss of control through equity financing or loss of the business through liquidation associated with debt financing?